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Student & Education Personal Loans

Annual interest up to 3% p.a.*
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Easily calculate your rate

Getting a Personal Loan with Mutual Finanz is quick and easy.
Please enter an amount between $5,000 and $2,000,000

Stress-free school fees

A personal loan is a great way to pay for your child's school, extra tuition or higher education fees. You could also borrow to cover all of those back-to-school expenses such as uniforms, text books, stationery and even school camps, all with the peace of mind that you’ve got it all covered.

With our great low rates, you could save on interest compared to putting these expenses on a credit card.
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Upskilling or Changing Careers?

You might be looking to upskill and help you progress your career or perhaps looking to make a change with a new degree or certificate. Mutual Finanz can help you take that leap with an education loan to cover course fees, extra tuition and study resources like textbooks with a low rate personal loan.
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How it works

Getting a personal loan with Mutual Finanz is quick and easy.

Credit Parameters

In as little as 2 min we’ll give you your credit parameters based on your request.

Apply Online

It only takes 5 minutes for most people to complete their online application.

Get Your Funds

Once approved, we’ll have the funds in as little as 1 business day.
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How our rates compare

See how our unsecured personal loan rates measure up to the big 4, Commonwealth Bank, Westpac, ANZ and NAB.
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Rates as of 15/12/2021. Excludes short term bank promotions.

Student loans made easy

Consolidate your debts

Consolidate your debts into a single repayment or pay for expenses that may be difficult to pay off with a credit card.

Flexible options

Choose your credit options, loan terms up to 10 years and monthly repayments.

Pay it off sooner

We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!

Award winning personal loans

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Credit Score

Be in the know

Banks and lenders know your credit score, and so should you. Find out about your score, how it all works and how you can improve it.
Unlimited Access
Track Your Progress
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Don't just take our word for it...

"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
Google
Mar 2021
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
Google
March 2021
"Such an easy process to apply for my personal loan. From the start of the application to when the funds were in my bank was only a matter of a few days. Great service, would highly recommend”
Product Review
February 2021
“Cant speak highly enough of First Society. They approached our application with reasonable thought and actually took notice of affordability not just debits from accounts. Nothing seems to be too much problem with this company. Highly recommend.”
Google
March 2021
“Very speedy service fantastic people to deal with. Highly recommend First Society for a personal loan. I am very impressed with them and will use them again if need be in the future”
Product Review
February 2021
“First Society is a refreshing new way of doing banking. From my application through to draw down the process was streamlined and timely, as advertised. No hesitation in recommending their services.”
Google
March 2021
"Application process was simple and straight to the point. Customer Service was excellent, response times are quick and rates are in line with the BIG 4 banks."
Product Review
February 2021