We’re here for you. We’re taking extra measures to support our customers during these uncertain times.

Personal Car Loans

Interest rate as low as 3% p.a.*
A woman on a car looking at her phone

Your loan repayment calculator

Getting a Car Loan with Mutual Finanz is quick and easy.
Please enter an amount between $5,000 and $2,000,000

You're in the driver's seat...

Get that new car feeling with a great deal on a secured or unsecured car loan for your next new or used car purchase.
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Car on the road

Build the loan that best works for you

  • Choose between secured or unsecured loan options
  • No balloon payments unlike traditional car finance
  • You can borrow more than the car is worth, so you can add for car improvements, registration fees or even consolidate debts at the same time
  • You can borrow for that vehicle that is a little different, is too old or does not qualify for a traditional car loan or secured personal loan... perfect for a collectors car!
  • Can be used for a new or used car
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Your car might have extras, but our car loans don’t

  • Borrow $5,000 to $2,000,000 with our personal car loans option
  • You can choose loan terms of 2, 3, 5, 7 or 10 years with our option
  • Fixed interest rates, so you always know much your loan repayments are 
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How it works

Getting a personal loan with Mutual Finanz is quick and easy.

Credit Parameters

In as little as 2 min we’ll give you your credit parameters based on your request.

Apply Online

It only takes 5 minutes for most people to complete their online application.

Get Your Funds

Once approved, we’ll have the funds in as little as 1 business day.
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How our rates compare

See how our unsecured personal loan rates measure up to the big 4, Commonwealth Bank, Westpac, ANZ and NAB.
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Rates as of 15/12/2021. Excludes short term bank promotions.

Personal car loans made easy

You’re in control

You get to choose the repayment frequency and loan term that suits you!

Get the money, fast

We know you’re in a hurry to get your new wheels! If your car loan is approved, you could have the funds within 1 business day!

Pay it off sooner

We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!

Award winning personal loans

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Credit Score

Be in the know

Banks and lenders know your credit score, and so should you. Find out about your score, how it all works and how you can improve it.
Unlimited Access
Track Your Progress
Improve Your Score
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Don't just take our word for it...

"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
Google
Mar 2021
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
Google
March 2021
"Such an easy process to apply for my personal loan. From the start of the application to when the funds were in my bank was only a matter of a few days. Great service, would highly recommend”
Product Review
February 2021
“Cant speak highly enough of First Society. They approached our application with reasonable thought and actually took notice of affordability not just debits from accounts. Nothing seems to be too much problem with this company. Highly recommend.”
Google
March 2021
“Very speedy service fantastic people to deal with. Highly recommend First Society for a personal loan. I am very impressed with them and will use them again if need be in the future”
Product Review
February 2021
“First Society is a refreshing new way of doing banking. From my application through to draw down the process was streamlined and timely, as advertised. No hesitation in recommending their services.”
Google
March 2021
"Application process was simple and straight to the point. Customer Service was excellent, response times are quick and rates are in line with the BIG 4 banks."
Product Review
February 2021